Protecting Fair Housing: Why Reporting Fraud Matters

Public housing exists to support families, seniors, and individuals who need a safe, stable place to live. But when fraud happens—whether it’s unreported income, unauthorized occupants, or misuse of housing benefits—it puts these critical resources at risk. The Rockford Housing Authority (RHA) is committed to maintaining fairness, but ensuring integrity in public housing is a collective effort. Here’s why reporting fraud matters and how you can help.

Spotting the Signs of Housing Fraud

Fraud isn’t always obvious, but small details can indicate a larger issue. Maybe a tenant is subletting their unit to someone else without approval. Perhaps income is being intentionally misreported, allowing someone to pay less rent than they should. In some cases, housing funds might be misused, or individuals might offer bribes to secure benefits they don’t qualify for.

Affordable housing programs are designed to help those who truly need assistance. Fraud undermines that mission and takes opportunities away from families on waiting lists who need a place to call home.

Taking Action: How to Report Fraud

If something doesn’t seem right, taking the next step is crucial. Reporting fraud is confidential—your identity is protected, and every report is reviewed carefully. Here’s how you can report suspected fraud:

1. Report Directly to RHA:

• In-Person or Mail:
  Rockford Housing Authority, Attn: Fraud Investigations, 223 S. Winnebago Street, Rockford, IL 61102
• Phone: Call RHA’s Fraud Reporting Hotline at (815-489-8549)
• Email: Send details to fwoitynek@rockfordha.org
• Online: Submit an anonymous report here

2. Report to HUD Office of Inspector General (OIG):

• Online: HUD OIG Fraud Reporting
• Phone: 1-800-347-3735
• Mail: HUD Inspector General Hotline, 451 7th Street, SW, Washington, DC 20410

Providing as much detail as possible—such as names, addresses, and any supporting documents—can help investigators take swift and appropriate action.

What Happens After a Fraud Report is Filed?

Once a report is received, RHA follows a thorough process to investigate the claim. Every tip is reviewed, and if credible, investigators may conduct interviews, check financial records, or visit the housing unit in question.

If fraud is confirmed, actions may include:

• Repayment Agreements – Those who underpaid rent due to fraud may be required to pay it back.
• Lease Termination – Repeated or severe fraud may result in eviction.
• Legal Action – Serious cases can be referred to the authorities for prosecution.

For those accused of fraud, an appeal process is available. Tenants can request an informal hearing within 10 business days to present additional evidence.

Why Reporting Fraud Matters

Housing fraud affects more than just policies—it impacts real people. When fraud goes unreported, families in need may have to wait longer for housing assistance.

Resources that should go toward helping communities are misused. But by taking action, Rockford residents can help ensure that public housing remains fair, transparent, and accessible to those who need it most.

If you see something, say something. Reporting fraud protects everyone and strengthens the integrity of public housing.